Regarding loan application via SMS, which is a subject we are all familiar with regarding consumer loans; A new application has been launched. Accordingly, in this credit campaign, which has become the first to be an agricultural loan that can be applied via SMS; You can make your agricultural loan application with just one text message.
What are the Features of Agricultural Loan, Who Can Apply by SMS?
Although there are no restrictions at this point; anyone can apply. The maximum limit is 5 years, or 60 months, and the upper limit for the loan amount that can be withdrawn is 25 thousand USD. Regarding the payment terms, it is possible to pay harvest time once a year and convenience is provided in this regard. The Producer Card limit will also be allocated to those who will apply for credit. The limit determined for this card will be maximum 25 thousand USD.
Process After Application of Agricultural Loan via SMS
After making your loan application, we will evaluate your application as soon as possible and as a result of this evaluation, it will return to you on the subject. This return will be again via SMS and you will be informed numerically the amount of credit you can withdraw. Persons whose loan is approved can go to branches and withdraw this approved loan. As a document, it is sufficient to have your identity with you.
With SMS, you can withdraw your approved loan amount within 90 days after applying for agricultural loan. If this period is exceeded, your approved credit will be canceled. A new application will need to be opened.
Agricultural Line for Farmers for Detailed Information
If you want to have more detailed information on the subject, you can go to branches or call Agricultural Line customer services that it has set up specifically for Agricultural Banking. You can also find out at which stage your agricultural loan application is by calling this number.
As in other loans, in the allocation of Agricultural Loan by SMS; Please also note that it may make additional requests such as supplementary documents or guarantor for the people it deems necessary. Therefore, it will be better to make your preparation in this sense before making an application.
If you are looking for agricultural credit products, you can also visit this section on all Agricultural Credit products on our site.